Home Loan Programs

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Great for RGV first-time home buyers! 

They offer 

• Lower down-payment options
• Flexible qualifications 
• Gift funds can be used for down-payments and closing costs

Conventional mortgages require borrower to have higher credit scores and a larger downpayment.  

They have the following benefits: 

• Instant equity 
• No private mortgage insurance required 

USDA loans are specifically for properties located in eligible rural areas. The benefits of the loan are: 

• No down-payment required
• Great interest rates 
• Closing costs may be included in loan (depending on appraised value) 

South Texas Loans is pleased to offer active-duty military members and veterans great loan products with many benefits such as: 

• No down-payment required
• Lower interest rates 
• No mortgage insurance required

Fantastic program for McAllen area homeowners interested in a lower interest rate or shorter loan term. 

Are you an RGV educator?  EMS employee?  Fire fighter?  Police officer?  Correctional Officer?  South Texas Loans is proud to offer the Homes for Heroes program. 

 Click links below for more information: 

www.firefighter.mortgage 

http://loans4teachers.mortgage